CFE CPE Requirements 2026: 20 Credits a Year, 10 in Fraud
Certified Fraud Examiners need 20 CPE credits a year, at least 10 on fraud and at least 2 on ethics. Here is how the ACFE rules, caps and suspensions work.
Certified Fraud Examiners (CFEs) must obtain a minimum of 20 CPE credits in each annual compliance period, with at least 10 relating directly to the detection and deterrence of fraud and at least 2 relating to ethics. The Association of Certified Fraud Examiners (ACFE) sets the rules. Unlike many credentials, your deadline is not December 31 but the end of your own anniversary month. This guide covers what counts, the caps on some categories, and what happens if you miss it. If you are still deciding on the credential, start with our CFE explainer.
At a glance
| Requirement | What the rules say |
|---|---|
| Total credits | At least 20 CPE credits in each annual compliance period |
| Fraud-related | At least 10 of the 20, within the Fraud Examiners Manual body of knowledge |
| Ethics | At least 2 of the 20 |
| General topics | Up to 10 credits can be general (neither fraud nor ethics) |
| Compliance year | 12 months, ending in your anniversary month, usually your membership renewal month |
| Carryover | Up to 10 credits, if you meet the fraud and ethics minimums |
| Extension | A 30-day extension can be requested from Member Services |
| Record keeping | Keep proof for 3 years; 60 days to respond if audited |
| If you miss | Suspension: you cannot use the CFE credential in any form |
The 20-credit rule
The ACFE says CFEs must obtain a minimum of 20 CPE credits during each annual compliance period. The 20 are not all one type. At least 10 must relate directly to the detection and deterrence of fraud, at least 2 must relate directly to ethics, and up to 10 can be general topics. One course can count towards both the fraud and ethics requirements, which helps if a fraud-examination course includes a session on professional ethics.
A deadline that depends on your anniversary
The compliance year is 12 months long, and you must certify your compliance by the end of your anniversary month, which is usually the month your membership renews. You can ask to change your anniversary month, but that needs prorated dues and extra CPE for the current year, so only do it for a good reason.
What counts without a cap
Formal classes and webinars, college courses (15 credits per semester hour), in-house training and self-study with a final exam all earn unlimited credit. Normal job duties do not count unless they are training or education. Fraud-related topics must fall within the body of knowledge in the Fraud Examiners Manual.
Capped categories
Some ways of earning credit are limited: instructing and mentoring or volunteering at 10 credits each, authoring at 10, editorial advisory work at 5, working groups at 10, CFE exam development at 20, Fraud Magazine quizzes at 10 and other certifications at 10. Mentor and volunteer credit cannot count towards ethics. The ACFE labels some caps per year and others per compliance period, and its pages do not resolve the difference, so ask before you plan around a cap.
Carryover
If you earn more than 20 credits in 12 months, up to 10 can carry into the next period, provided the fraud and ethics minimums are met. It is a useful way to use a big conference week, but do not build your plan around it.
Reporting and records
You certify your compliance online through the ACFE's MyCPE area, by phone or by secure chat. You do not send records to the ACFE unless it asks. Keep proof of your credits for three years, and if you are audited you have 60 days to submit your documentation.
Extensions and suspension
If you cannot finish in time, you can ask Member Services for a 30-day extension, and further time is considered case by case. Missing the deadline without an approved extension, or failing an audit, leads to suspension. While suspended you cannot represent yourself as a CFE or use the credential in any form, you cannot vote in ACFE elections, and you are removed from the Find a CFE directory.
Getting reactivated, and the five-year limit
To end a suspension you earn 20 credits, with 10 on fraud and 2 on ethics, for every year you were suspended and then report them, and you must resolve all past suspensions to be active again. At five or more years of suspension the credential is revoked, your membership converts to Associate, and you must reapply and pass the CFE exam to be reinstated.
What we could not confirm
We could not find official figures for ACFE dues, because the membership pages point to a calculator, so we have not quoted a cost. The ACFE links to a page on a CPE exemption for new CFEs that we did not read, so check it if you were certified recently. We found no announced change for 2025 or 2026.
Frequently asked questions
How many CPE credits does a CFE need?
At least 20 in each annual compliance period, with at least 10 on fraud and at least 2 on ethics.
When is the CFE CPE deadline?
By the end of your anniversary month, which is usually your membership renewal month. It is not a calendar-year deadline.
Can I carry over CFE credits?
Up to 10 credits can carry over if both the fraud and ethics minimums are met.
Can I get more time?
You can request a 30-day extension from Member Services, and further time is considered case by case.
What happens if my CFE is suspended?
You cannot use the credential. You reactivate by earning the required credits for each suspended year, and after five or more years the credential is revoked.
Finding courses that count
Learnsignal publishes accounting, tax, audit, ethics and finance courses in its CPD and CPE library. Before you pay for any course, check the awarding body's own rules on what it accepts, and keep the certificate and the course details. See also CPD for accountants and the audit-focused internal audit CPD training guide.
Source: ACFE CPE requirements pages, including reporting, suspension, FAQ, fields of study and CPE types (acfe.com), checked October 2026.
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