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Metro Bank FCA Fine: £16.7m for Transaction Monitoring That Missed 60 Million Transactions
FCA final notice on Metro Bank explained: a data feed that left millions of transactions unmonitored, ignored staff warnings and the lessons for firms.
Starling Bank FCA Fine: High-Risk Accounts and Sanctions Screening Failures
FCA final notice on Starling Bank explained: accounts opened in breach of a restriction, sanctions screening that covered a fraction of the list, and the lessons.
Barclays UK FCA Fine: The WealthTek Client Money Account
FCA final notice on Barclays Bank UK explained: how a client money account was opened without checking the Financial Services Register, and the lessons.
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Barclays FCA Fine: £39.3m for Missing the Warning Signs on Stunt & Co
FCA final notice on Barclays Bank PLC explained: thin onboarding, missed round-sum payments and law enforcement information that went nowhere.
Nationwide FCA Fine: £44m for Financial Crime Control Failings
FCA final notice on Nationwide explained: out-of-date customer risk data, slow transaction monitoring, business use of personal accounts and the lessons.
CB Payments FCA Fine: How High-Risk Customer Onboarding Controls Failed
FCA final notice on CB Payments explained: how onboarding controls for restricted high-risk customers failed, the scale of the breach and the lessons.
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Wolfsberg Group Risk-Based Approach Guidance (June 2026) Explained
What the Wolfsberg Group’s June 2026 Guidance on the Risk-Based Approach says: proportionality, prioritisation and effectiveness, risk variables, supervision and training.
Wolfsberg Guidance on Banking Non-Bank Payment Providers (2026)
What the Wolfsberg Group’s 2026 guidance on banking non-bank payment service providers says: scope, business models, payment flows, due diligence areas and ongoing monitoring.
US Customer Identification Program: 31 CFR 1020.220 Explained
The US bank customer identification program rule at 31 CFR 1020.220 explained paragraph by paragraph, plus the June 2025 order on collecting taxpayer identification numbers from third parties.
Human Trafficking Red Flags: FinCEN FIN-2020-A008
What FinCEN advisory FIN-2020-A008 says about human trafficking typologies, red flags and suspicious activity reports.
US Correspondent Account Rules: 31 CFR 1010.610 and .630
What 31 CFR 1010.610 and 1010.630 require of US institutions holding correspondent accounts for foreign banks.
Wolfsberg Digital Customer Lifecycle Guidance 2022 Explained
How the Wolfsberg Group 2022 guidance treats digital onboarding, dynamic customer risk assessment and trigger-based refresh.